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Financial Eligibility

How to Calculate Financial Resources

Financial resources are your monthly disposable income multiplied by 12 plus your disposable capital.

Disposable Income

Monthly disposable income is the net monthly income after various allowable deductions have been made from gross income. The deductions include items such as rent, rates and a statutory allowance for your own living expenses and that of your dependants:

Household Size
(No.)
Total Personal Allowances*
(HK$)
Applicant only 7,100
Applicant and 1 dependant 11,630
Applicant and 2 dependants 17,080
Applicant and 3 dependants 21,880
Applicant and 4 dependants 29,970
Applicant and 5 dependants 32,990
Applicant and 6 or more dependants 36,080
* Adjusted in February every year in line with the Consumer Price Index A, and every five years in line with the latest Household Expenditure Survey conducted by the Census and Statistics Department.

Disposable Capital

Disposable capital consists of all assets of a capital nature, such as cash, bank savings, jewellery, antiques, stocks and shares, and property. Some assets are not included in the calculation of your disposable capital, for examples, the value of the house you live in, the value of household furniture and effects, personal clothing, tools and implements of trade. If you have reached the age of 60, an amount of capital equal to the financial eligibility limit of the Ordinary Legal Aid Scheme, i.e. $420,400, will not be counted as your capital.

You can compute your financial resources by clicking here.