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Financial resources are an applicant's monthly disposable
income multiplied by 12 plus his disposable capital.
Disposable Income
Monthly disposable income is the net monthly income after
various allowable deductions have been made from gross income.
The deductions include rent, rates and the statutory personal
allowances for his own living expenses and his dependants:
| Household
Size
(No.) |
Total
Personal Allowances*
(HK$) |
|
Applicant only |
3,710 |
|
Applicant and 1 dependant |
6,800 |
|
Applicant and 2 dependants |
9,200 |
|
Applicant and 3 dependants |
10,690 |
|
Applicant and 4 dependants |
12,860 |
|
Applicant and 5 dependants |
14,260 |
| Applicant
and 6 or more dependants |
18,230 |
(with effect from 18 February 2008)
| *
|
Adjusted
in February every year in line with the Consumer Price
Index A, and every five years in line with the latest
Household Expenditure Survey conducted by the Census and
Statistics Department. |
Disposable Capital
Disposable capital consists of all assets of a capital nature,
such as cash, bank savings, jewellery, antiques, stocks and
shares, and property. Some assets are not included in the
calculation of an applicant's disposable capital, for examples,
the value of the house the applicant lives in, the value of
household furniture and effects, personal clothing, tools
and implements of trade.
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